⚠️ Independent Information Only
This page is written by an independent website. It is not affiliated with the Government of India. Always apply through the official government website linked below.
Simple Overview
Janani Suraksha Yojana (JSY) encourages pregnant women to deliver their babies in a hospital instead of at home by providing a cash incentive. It is implemented under the National Health Mission. An ASHA worker guides the mother through pregnancy and facilitates hospital delivery. She also receives a small incentive for each delivery facilitated.
Who Can Apply?
- All pregnant women delivering in a government health facility or accredited private hospital
- In Low Performing States (Bihar, UP, MP, Rajasthan, Jharkhand, Chhattisgarh, Orissa, J&K, Assam, Uttarakhand): all women regardless of BPL status
- In High Performing States: primarily targeted to BPL families
Income Limits
In Low Performing States (LPS), all women are eligible regardless of income. In High Performing States, BPL families are the primary target.
Required Documents
- Aadhaar Card
- Mother and Child Protection (MCP) Card from antenatal check-ups
- BPL certificate or ration card (for High Performing States)
- Bank account for payment
Step-by-Step Application Process
- 1Register pregnancy early at health centre
As soon as you know you are pregnant, register at your nearest Anganwadi, Primary Health Centre (PHC), or Community Health Centre. You will receive a Mother and Child Protection (MCP) card.
- 2Attend all antenatal check-ups
Complete all 4+ scheduled ANC visits during pregnancy. This is important for both health and eligibility.
- 3Deliver at a government hospital
Go to a government hospital or accredited private hospital for delivery. Carry your MCP card, Aadhaar, and bank account details.
- 4Receive cash incentive after delivery
Cash is paid at the hospital or credited to your bank account. Your ASHA worker helps ensure payment reaches you on time.
Benefits of the Scheme
- Cash incentive of ₹700–₹1,400 depending on your state and area (rural/urban)
- Safe, medically supervised delivery reduces maternal and infant mortality
- Free delivery at government hospitals with no charges for normal delivery
- ASHA worker provides support and accompaniment
Common Mistakes to Avoid
- Not registering pregnancy early — late registration may delay or void benefits
- Not attending antenatal check-ups — affects eligibility in some states
- Delivering at a non-accredited private hospital — cash incentive may not apply
- Not providing bank account details at registration
Frequently Asked Questions
Visit the official government website to start your application. It is free and takes only a few minutes to begin.
🌐 Apply on Official Website